Georgia runs its own marketplace
Unlike most southern states, Georgia moved to a state-based marketplace, Georgia Access, at GeorgiaAccess.gov. That means Georgia residents don't use HealthCare.gov — you use Georgia Access to compare plans and enroll. You still get federal premium tax credits (subsidies).
How to enroll in Georgia
You can enroll directly at GeorgiaAccess.gov, or through a licensed agent who works with Georgia Access. Using a licensed agent is free — you pay the same price either way. Open Enrollment on state marketplaces sometimes runs a bit longer than the federal window (often through late January); confirm Georgia Access's current dates.
What this means for subsidies
Even on a state marketplace, your subsidy is based on household size and income under the same federal rules. Check your subsidy to see your exact monthly cost.